How to invest so your money lasts in retirement
A major concern of many people is whether their savings will last for their entire retirement. If the savings do last, it’s a success, but if the savings don’t last it could be considered a failure. Key factors which influence whether savings will last for your entire retirement include the size of your portfolio at retirement (bigger is better), the amount of periodic withdrawals (the lower the withdrawals the greater the chance of not running out of money) and longevity (the longer you live, the more you need at the start of retirement). Click here to read the article at Merriman.com (http://www.merriman.com/advanced-portfolio-management/how-to-invest-so-your-money-lasts-in-retirement/)
The entire Merriman online workshop is now available!
So far, this workshop has covered the most important things every investor should know and think about. However, all the investment knowledge in the world won’t do you much good unless you put it to work in your portfolio and your life. In the Section 1: Choosing the best asset classes (http://www.youtube.com/playlist?p=PL0B323D88CA8612EF feature=mh_lolz) Section 2: Fine tuning your asset allocation (http://www.youtube.com/playlist?p=PL5BDFCE5FE8D12753 feature=mh_lolz) Section 3: Selecting the Best Mutual Funds (http://www.youtube.com/playlist?list=PLA2EA00F2CEA74CCA) Section 4: Taking Distributions in Retirement (http://www.youtube.com/playlist?list=PL95F5A61AB67EF457 feature=mh_lolz) Section 5: Finding the right financial advisor (http://www.youtube.com/playlist?list=PL57779A7377A278D4)
Finding the right financial advisor: Section 5 of the Merriman Online Workshop
Most people can benefit from the help of a financial advisor, either on an occasional basis or in a lasting relationship. But not all advisors are created equal. In this section of our online workshop (http://www.youtube.com/playlist?list=PL57779A7377A278D4), I’ll explain what to look for and how to avoid financial help that may lead you down the wrong path. If you missed the first four sections, you can find them here: Section 1: Choosing the best asset classes (http://www.youtube.com/playlist?p=PL0B323D88CA8612EF feature=mh_lolz) Section 2: Fine tuning your asset allocation (http://www.youtube.com/playlist?p=PL5BDFCE5FE8D12753 feature=mh_lolz) Section 3: Selecting the Best Mutual Funds (http://www.youtube.com/playlist?list=PLA2EA00F2CEA74CCA) Section 4: Taking Distributions in Retirement (http://www.youtube.com/playlist?list=PL95F5A61AB67EF457 feature=mh_lolz)
Taking Distributions in Retirement: Section 4 of the Merriman Online Workshop
When you retire, your financial life may change profoundly. You may have been saving money all your life, and suddenly the flow of dollars starts moving the other way. This change has large challenges emotionally, mathematically and financially. In the fourth section of our online workshop (http://www.youtube.com/playlist?list=PL95F5A61AB67EF457 feature=mh_lolz), I discusses taking distributions in retirement and suggests solutions that are likely to work for retirees in various circumstances. If you missed the first three sections, you can find them here: Section 1: Choosing the best asset classes (http://www.youtube.com/playlist?p=PL0B323D88CA8612EF feature=mh_lolz) Section 2: Fine tuning your asset allocation (http://www.youtube.com/playlist?p=PL5BDFCE5FE8D12753 feature=mh_lolz) Section 3: Selecting the Best Mutual Funds (http://www.youtube.com/playlist?list=PLA2EA00F2CEA74CCA)
Selecting the Best Mutual Funds: Section 3 of the Merriman Online Workshop
We hope you have enjoyed the first two sections of our online workshop. The third section, Selecting the best mutual funds, is now available at our YouTube channel: www.youtube.com/merrimaninc (http://www.youtube.com/playlist?list=PLA2EA00F2CEA74CCA). Thousands of mutual funds are available in today’s marketplace, but only a handful are truly the very best for investors. In this section of the Merriman Online Workshop, Paul Merriman compares two fund families, showing why each is worthy of your investment dollars and your trust. If you missed the first two sections, you can find them here: Section 1: Choosing the best asset classes (http://www.youtube.com/playlist?p=PL0B323D88CA8612EF feature=mh_lolz) Section 2: Fine tuning your asset allocation (http://www.youtube.com/playlist?p=PL5BDFCE5FE8D12753 feature=mh_lolz)
Fine Tuning Your Asset Allocation: Section 2 of the Merriman Online Workshop
Arguably the single most important decision every investor makes is how much of his portfolio to hold in stock funds and how much in bond funds. This is the main determining factor in both risk and returns. In this section, Paul Merriman uses a table of investment results going back to 1970 to help you choose the allocation that is most likely to be successful for you. Section 2 of our Online Workshop is now available at the MerrimanInc YouTube channel (http://www.youtube.com/playlist?p=PL5BDFCE5FE8D12753 feature=mh_lolz).
Welcome to the Merriman Online Workshop
Successful investing is all about making smart choices, and I’ve taught thousands of investors how to do that since our company opened in 1983. Our teaching has taken many forms, including radio, television, newsletters, podcasts, books, articles, websites and DVDs. But my favorite format is the live workshop, a room filled with investors looking for the best solutions. For most of my career, delivering a workshop required actually being in such a room, often with extensive travel involved. Now I am delighted to present a consistent workshop experience to thousands of investors online. I’ve recorded 33 video segments, averaging less than seven minutes each. They cover six critically important investment topics that can change your financial future: Choosing the best asset classes to make up your portfolio. Controlling risk by dividing your portfolio between stock funds and bond funds. Selecting the best mutual funds. Withdrawing out of your portfolio when you retire, without running out of money. Finding the best financial advisor for what you need. Making an action plan to achieve your goals. Today, I’m excited to announce that the first section of this online workshop is now available on the MerrimanInc YouTube channel (http://www.youtube.com/playlist?p=PL0B323D88CA8612EF feature=mh_lolz). The remaining sections will be made available over the next...
Evaluating new investment products
We are always looking for ways to better design client investment portfolios. Every year, we are bombarded with new investment approaches, new products and new trading strategies to beat the market. Most new products can be tossed aside immediately, but a few require more detailed investigation. Click here to read the article at Merriman.com (http://www.merriman.com/advanced-portfolio-management/evaluating-new-investment-products/)
Are dividend-paying stocks good bond substitutes?
Also available at Merriman.com (http://www.merriman.com/advanced-portfolio-management/are-dividend-paying-stocks-good-bond-substitutes/) “A rose by any other name would smell as sweet.” With bond yields so low, is it a good idea to substitute dividend-paying stocks for bonds? Some would say yes, since dividend-paying stocks yield more than some bonds, and have more upside potential.
Is it time to buy commodities?
Commodity prices are rising again, led by sugar, copper, corn, wheat, and silver. Demand from emerging countries is the typically-stated reason, with an assist given to the Federal Reserve recently announcing a second round of quantitative easing (a euphemism for printing money).